The product

Every task your BPO does, done in minutes.

Your inbound email becomes completed work in your AMS. Turnaround in minutes, not hours, continuously. 9 AM, 2 PM, 3 AM.

§1 · Why it works

Built for specialty insurance - not a generic agent wrapper.

Clarix is purpose-built for the places insurance operations actually break: carrier quirks, state forms, audit trails, and the gap between a “mostly right” draft and work that can ship.

Built for specialty insurance

Purpose-built for MGAs, wholesalers, and retail brokers handling E&S and specialty lines. We speak ACORD, Lloyd's, and stamping-office.

Minutes, not hours

Turnaround in minutes, not hours, 24/7. Submissions, endorsements, and certs that used to wait a day now ship while the broker is still on the call.

Confidence-gated accuracy

Every output carries a confidence score. Low-confidence work escalates to a human reviewer before it ships - not after the carrier flags it.

Full audit trail

Every action logged, every decision traceable. Defensible to regulators, carriers, and anyone asking how a policy got bound at 3 AM.

§2 · Full coverage

Everything a BPO does, done by agents who don't sleep, miss a deadline, or leave for a better offer.

Twelve categories of specialty back-office work. Each with a defined input, a defined output, and a human reviewer on the edge cases.

01 · Submissions

NB submission prep

Pull loss runs, attach exposures, format to carrier templates, route for send.

Carrier-ready packet
02 · Submissions

ACORD intake

Parse inbound ACORD forms, normalize fields, route to the right desk and carrier.

Normalized submission
03 · Submissions

Renewal prep

90-day pipeline, refresh exposures, prep carrier packets before expiry.

Bound renewal
04 · Submissions

Submission QC

Review packet completeness, flag missing fields, hold submissions until clean.

QC sign-off
05 · Policy ops

Binders & policies

Draft, route for signature, counter-sign on receipt, file in AMS.

Executed binder
06 · Policy ops

COI issuance

ACORD 25 / 27 / 28, holder-specific wording, sent to GC and broker.

Cert in minutes
07 · Policy ops

Endorsement processing

Mid-term changes processed, pricing recalculated, docs updated, AMS synced.

Issued endorsement
08 · Policy ops

Cancellation & reinstatement

Process requests, generate notices, file with carrier and AMS.

Notice issued
09 · Admin & compliance

OFAC check

Sanctions screening on every binding, results logged for audit.

Clear screen
10 · Admin & compliance

Broker follow-up

Status pings, missing-info chases, deadline reminders, all logged.

Closed loop
11 · Admin & compliance

Mailout & delivery

Outbound to cert holders, named insureds, additional insureds, with receipts.

Confirmed delivery
12 · Admin & compliance

Stamping office filings

Surplus lines, DFS, state premium tax filed on time, receipts logged.

Filing receipt
§3 · Monday morning

The back office is still mostly people, spreadsheets, and offshore teams working into the night.

We replace that layer. Completed work delivered to your AMS. Edge cases route to whoever you've chosen to review them, your team or ours.

Monday - without Clarix09:00 AM · inbox
07:42
Can you pull last year's loss runs for the Carrier A cyber renewal?- Amira, junior broker
OPEN
07:58
BPO missed the D&O renewal deadline. Client is asking.- Jordan, producer
URGENT
08:11
NY DFS filing bounced - schedule 3 missing.- Compliance
BLOCKED
08:24
Three binders need counter-signatures before 10 AM.- Ops
OPEN
08:36
Carrier C marine: 42 schedules to reconcile, due Thursday.- Client
OPEN
08:51
Quarterly surplus lines filing - who's got it?- Kira, COO
OPEN
Monday - with Clarix09:00 AM · inbox
04:12
Delivered: Carrier A cyber renewal - 4 carrier quotes, best bound.Signed, filed. Nothing to do.
05:03
Delivered: D&O renewal - Carrier B counter-signed overnight.No action needed.
05:47
Delivered: NY DFS Q1 filing - schedule 3 reconstructed, filed.Receipt attached.
06:14
Delivered: 3 binder counter-signatures, 42 marine schedules reconciled.Certificates issued.
06:58
Delivered: Surplus lines Q1 filing - 14 states, 220 policies.All accepted.
07:22
Escalated: Carrier C cargo - carrier requires human sign-off on loss ratio.2 min review.
FOR YOU
§4 · A day at Meridian Specialty

One Monday. Every task, done in minutes - whenever it arrives.

A composite day at a mid-sized MGA. Submissions in oxblood, deliveries in cream. Clarix runs continuously - 9 AM, 2 PM, 3 AM. Not just overnight.

Always on
Work comes in, work goes out - 24/7, not just overnight.
Avg turnaround todayminutes, not hours
Avg turnaroundminutes, not hours
08:30 AM
Morning - brokers online, submissions start flowing
MON · week 14
08:42 AM
BROKER
Submission received - Carrier A cyber, new business, 140-life tech firm.
from Amira, jr broker
08:51 AM
CLARIX
Delivered - 4 carrier quotes built, exposures attached, routed.
9 MIN
10:17 AM
BROKER
Cert request - GC needs additional-insured language, closing at noon.
from Jordan, producer
10:21 AM
CLARIX
Delivered - ACORD 25 issued, holder-specific wording, sent to GC and broker.
4 MIN
11:48 AM
BROKER
Endorsement - add named location + TIV bump on Carrier C marine.
from Rae, ops
11:55 AM
CLARIX
Delivered - pricing recalc'd, endorsement issued, AMS updated.
7 MIN
01:00 PM
Afternoon - peak volume, brokers in client meetings
DESK · 0 ITEMS
02:14 PM
BROKER
Submission - D&O renewal, 220 lives, prior losses attached.
from Priya, sr broker
02:23 PM
CLARIX
Delivered - 4 carrier quotes built, routed to lead, primary, binding, and co-lead markets.
9 MIN
03:02 PM
CLARIX
Edge case - Carrier C cargo loss ratio at 87%. Flagged for human sign-off.
2 min review
03:41 PM
BROKER
Binder request - bind Carrier A cyber from this morning's quotes.
from Amira
03:48 PM
CLARIX
Delivered - binder drafted, routed to Carrier A for counter-signature.
7 MIN
04:53 PM
BROKER
Reconciliation - 42 marine schedules vs. carrier statement, due Thursday.
from Kira, COO
05:04 PM
CLARIX
Delivered - 42 schedules matched, 3 variances flagged for review.
11 MIN
06:00 PM
Overnight - brokers offline, batch & filing work runs
SHIFT · 3
09:14 PM
CLARIX
Carrier A counter-signed cyber binder. Filed to AMS, client notified.
-
11:38 PM
CLARIX
D&O renewal - Carrier B quote returned, comparison updated.
-
03:02 AM
CLARIX
NY DFS Q1 surplus lines filing submitted - 220 policies, 14 states.
receipt # DFS-4487
06:58 AM
CLARIX
Morning report compiled. 38 items completed, 1 for review.
delivered to inbox
09:00 AM
YOU
Tuesday opens. One item to review. Work is already flowing.
the cycle restarts
§5 · Training

Your SOPs become our agents.

Day one, your way.

Every specialty operation runs on documented procedures - how Carrier A wants a submission formatted, which endorsement codes map to which states, when a loss ratio triggers a re-quote. Clarix ingests your existing SOPs, turns them into agent operating procedures, and trains on your actual team's corrections. Your team can refine SOPs in your tenant dashboard. AI Copilot reviews changes for clarity, impact assessment runs against historical cases, then deploys safely.

The result: agents that work the way your best operator does - on day one, not month six.

§6 · Integrations

Plugs into your AMS. No rip-and-replace.

Clarix writes to your existing agency management system - policies, endorsements, certificates, and filings land where your team already works.

Your system of record stays your system of record.We integrate with the AMS platforms specialty brokers actually run on.
Applied Epic
Coming soon
ams360
Coming soon
EZLynx®
Coming soon
§7 · Against the BPO

Nine ways the old model breaks. The long-form comparison.

If you're running a specialty desk on offshore BPO labor, here is where the wheels come off, and what changes when Clarix takes over the back office.

AxisBPOClarix
Turnaround
Timezone-locked. Hours for simple tasks, days for complex.
Minutes per task. Same speed at 2 PM and 2 AM.
Accuracy
Output is the operator. Two reps, two outputs on the same submission. Quality varies by shift and week.
Same rules, every task. The 1,000th submission is processed exactly like the first, with a confidence gate before delivery.
Unit economics
Pay for seats whether or not work shows up. Idle weeks still bill, busy weeks add overtime.
Pay for finished work. No idle hours, no overtime, no unfilled seats. Throughput rises without headcount.
Who catches errors
Your team is the QA. Every delivery reviewed before it ships.
Low-confidence work flagged before delivery. AI confidence gates catch it. Your team or ours reviews.
Adding capacity
Weeks to hire, train, and onboard another seat before volume clears.
Elastic by default. Volume spikes and renewals season absorb automatically.
Paper trail
Partial. What was decided, by whom, at what time, often lost in chat logs.
Full audit trail. Every decision, input, and output, timestamped and defensible.
Timezone
Work runs on a foreign clock. Submissions sent after the operator's day ends queue for the next shift, regardless of urgency.
No shift. Email arriving at 3 AM Sunday gets processed the same minute as one at 3 PM Tuesday.
Language
Operators learn your language secondhand. Quality varies with how a request is phrased; clarification cycles eat hours.
Native English. Reads what you wrote, asks only when something genuinely does not parse.
Improvement curve
Same operation on day 1 and day 1,000. Tribal knowledge leaves when an operator does.
Sharper with every task. Your corrections become tomorrow's defaults, permanently.
§8 · How we engage

Now that you've seen what we replace, here's how we work together.

You stay in control. We do the work.

Your team owns oversight. We run the platform and the agents. Completed work, delivered to your AMS.

01 · Your team

Your team, in control

Your team handles flagged exceptions and refines SOPs with AI Copilot guidance, right in your dashboard. You set the rules; the agents follow them.

02 · Clarix

We run the engine

We provide the platform, the agents, and the continuous improvement that makes them sharper every month. You receive finished work.

We keep working · 24/7

We're still working.You can sleep.

Moonrise · 22:41
Clarix · still running