Premium audits that close themselves out.
In short
A premium audit reconciles actual exposure against estimated premium after a policy period ends, and the back office around it is document-heavy. Clarix intakes audit requests, extracts payroll and sales data from financial documents, reconciles it against policy classifications, and flags discrepancies for a person to resolve. It drafts the audit worksheet and routes it for review. The judgment stays with your team; the data assembly does not.
Built for teams losing days to the queue.
Audit and underwriting operations leads at carriers, program administrators, and MGAs with audit responsibilities.
The documents already on your desk.
- Audit requests and questionnaires from carriers
- Payroll registers, sales reports, and 941s
- Subcontractor certificates and 1099s
- The policy's classifications and exposure basis
How the work moves.
01
Intake the audit request and required documents.
02
Extract payroll, sales, and exposure data from the source files.
03
Reconcile the data against policy classifications.
04
Flag discrepancies and missing evidence for review.
05
Draft the audit worksheet and route it for approval.
Where judgment stays with your team.
- Classification disputes or ambiguous exposures.
- Discrepancies between reported and audited figures.
- Missing or contradictory source documents.
Inside the stack you already use.
Your policy and billing systems, carrier audit portals, and email.
Every action has a record.
Every extracted figure is tied to its source line, and every worksheet change is logged with actor and timestamp. Exportable on demand.
What changes operationally.
| Before, manual | With Clarix | |
|---|---|---|
| Data assembly | Keyed by hand from financials | Extracted and tied to source |
| Reconciliation | Reviewed line by line | Reconciled against classifications |
| Discrepancies | Found late, in review | Flagged up front |
| Worksheet | Built from scratch | Drafted for review |
Common questions.
What documents does it read?
Does it set the additional premium?
How does it handle classification disputes?
Can it work with our audit portal?
Who resolves discrepancies?
Map your audit workflow.
Bring one audit cycle. We will show Clarix assembling it with review in the right places.